Real Estate Finance Hub

REAL ESTATE FINANCE CALCULATOR

Real Estate Finance Calculator

Calculate five commonly used real estate finance metrics: LTV, LTC, ICR, DSCR and debt yield.

Loan to Value (LTV)

Loan amount ÷ property value × 100

Result

Loan to Cost (LTC)

Loan amount ÷ total project cost × 100

Result

Interest Cover Ratio (ICR)

Agreed income metric ÷ interest expense

Result

Debt Service Coverage Ratio (DSCR)

Cash flow available for debt service ÷ scheduled debt service

Result

Debt Yield

NOI ÷ loan amount × 100

Result

These calculations are indicative only. Lenders may use different definitions, adjustments, valuation bases and covenant methodologies.

RELATED

Related resources

Definitions and context for the metrics above are available in the glossary and finance hub.

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